Factoring products and services

/Providing efficient and convenient financial services

Traditional factoring business model

Based on the buyer's credit and the standard traditional factoring business model. The model is based on the accounts receivable of the supplier being factored to the factoring company. The factoring company will provide the trade finance, the sales account management, Assistance with collection of receivables, the credit risk control, the bad debt guarantee and other comprehensive financial services.

Advantages

Effectively improve the supplier's cash flow liquidity, expand the scale of sales, reduce financial costs, so that enterprises are more focused on their own core competitiveness.

Traditional factoring business model

Asset based business model

Asset-based model is a kind of factoring service model based on the higher risk assessment of the enterprise. That is, before the transfer of the accounts receivable for factoring, assets are held as collateral (including fixed assets, equity, notes and other collateral in line with our assessment) for the relevant procedures after the factoring financing.

Advantages

To provide financial support for the enterprise, fully utilise the enterprise’s assets value as a guarantee for the repayment.

Asset based business model

Dual Guarantee model

Seller’s credit guarantee model is based on the higher risk assessment of both the sell and buyer, and guarantee is provided by a 3rd party for the factoring party, before the procedures for the factoring financing.

Advantages

To provide financial support for the enterprise, and to ensure a source for the repayment

Dual Guarantee model
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